In 2010, the Dodd-Frank Act instituted a set of financial reforms. In 2018, the law was amended. Like most events in Washington, D.C., interpreting the changes as good or bad depends on whether a person supported or decried the bill in the first place.
— By Royston Arch

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 was passed in response to the financial collapse that triggered the Great Recession. Banks and other financial institutions indulged in risky behavior, and consumers paid the price when those risks dissolved trillions in assets and caused massive numbers of home foreclosures.

The Act came too late for many peo....